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    Flagship comparisonMicrosoft 365 · Updated 26 Sept 2026

    Microsoft 365 Business Basic vs Standard vs Premium

    Which plan does your business actually need? We compared all three on price, apps, security and value for teams of 1 to 300.

    The Bottom Line

    Most small businesses should buy Business Premium for anyone handling customer data, and Basic for staff who only need email and Teams. Mixing plans usually saves 20–40%.

    Star ratings follow our published method: price and value 30%, features 25%, security 20%, ease of use 15%, support 10%. How we rate.

    Decision tools

    Decide in 60 seconds

    Answer a few questions and get a recommendation. Then price the exact mix for your team.

    Tool 1

    Plan Picker

    Tell us about your team. We'll recommend a plan and explain why.

    Team size
    Need desktop Word, Excel, Outlook?
    Handle customer or financial data?
    Need to manage laptops and phones?
    Want AI (Copilot)?
    Our recommendation

    Business Premium

    Want a human to check? Book a free 20-minute call

    Tool 2

    Quote Builder

    Mix plans by role. Most teams don't need the same plan for everyone.

    Estimated monthly
    $0

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    Prefer to talk it through?

    Free 15 to 20 minute call with Amit

    Straight answers on licensing, security, Copilot or cloud costs. If you need to go deeper, choose a fixed-price assessment.

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    Innoligo Ltd is a member of the Dell Expert Network. Email us your Dell requirements

    Buyer guides

    Four ways to stop overpaying

    Plain-English licensing facts that save money straight away. Each guide ends with a bottom line: what to do next.

    LicensingExchange Online · 2 min read

    Shared mailboxes don't need a paid licence

    Mailboxes like info@ or accounts@, and the mailboxes of people who have left, can usually be shared mailboxes. They need no licence while they stay under 50 GB without archiving.

    Saves
    A full licence per mailbox, every month
    Bottom line
    Convert leavers' and team mailboxes to shared before renewal.
    PricingCSP · 2 min read

    Monthly or annual licences? Flexibility has a price

    On Microsoft's current commerce terms, month-to-month subscriptions cost more than annual ones. Annual seats can be added mid-term but not reduced until renewal.

    Saves
    The monthly premium on your core team
    Bottom line
    Annual for permanent staff, monthly only for seasonal or project staff.
    SecurityBusiness Premium · 2 min read

    Business Premium already includes Defender and Intune

    Defender for Business (endpoint protection) and Intune (device management) come with Business Premium. Many firms still pay separately for antivirus and device tools.

    Saves
    Duplicate security subscriptions
    Bottom line
    On Premium? Check what your separate security tools actually add.
    PlanningGrowth · 2 min read

    Business plans stop at 300 users

    Microsoft 365 Business Basic, Standard and Premium each cover up to 300 users. Beyond that you move to Enterprise plans, which are priced and licensed differently.

    Avoids
    A rushed, expensive switch at renewal
    Bottom line
    Growing past 250? Plan your Enterprise move a year ahead.

    Licensing rules change. Check the details for your tenant on a free call.

    Starline ratings

    Head-to-head comparisons

    Every comparison is scored out of 5 stars, and we tell you when the rival wins.

    Star ratings follow our published method: price and value 30%, features 25%, security 20%, ease of use 15%, support 10%. Reviewed quarterly. How we rate. Need a detailed comparison for your business? Book a free call.

    Tool 3 · Automation

    Licence Waste Audit

    Upload your Microsoft 365 user export and see unused, blocked and duplicate licences in seconds. That job normally takes hours in a spreadsheet.

    Stop paying for empty seats

    Your file never leaves your computer. It is analysed in your browser and nothing is uploaded or stored.

    How to get your file (2 minutes)
    1. Sign in to admin.microsoft.com
    2. Go to Users → Active users
    3. Click Export users. A CSV file downloads.
    4. For sign-in activity too: Reports → Usage → Active users → Export. Either file works.

    Upload a file or try the sample to see your results here.

    –users analysed
    –licences to review
    –possible saving per month
    –possible saving per year
    UserPaid licencesFindingSaving / month
    Your findings will appear here.

    Savings are estimates using the list prices on this page, ex VAT.

    Want an expert to check? Book a free 20-minute call

    Play & Learn

    A few minutes a day, a little sharper

    Free games with no sign-up and no time limits. Learn to spot scams, price a team and speak tech with confidence.

    Free tools

    Do the job, not just read about it

    Three free tools that replace hours of manual admin work. No sign-up needed.

    Trust

    How we rate

    Scored on five things

    Price, features, security, ease of use and support. Each has a published weight, and every rating shows its last review date.

    We say when rivals win

    If Google Workspace or Zoom is the better fit for you, our verdict says so, even though we sell Microsoft licences as a CSP partner.

    How we make money

    We earn from licences and services bought through our quotes. Ratings are set by our editors before any sales conversation.

    Founder and editor

    Amit Sharma

    28+ years leading enterprise sales and closing large, strategic deals across cybersecurity, cloud and AI. Trusted adviser to CIOs, CISOs and CTOs, with deep experience of channel partners, resellers and Microsoft co-sell. Every rating on Starline is reviewed by Amit before it is published.

    28+ yearsCybersecurityCloud & AIOT / IoT securityDell Expert Network memberUK-based

    Read Amit's full profile →

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